Our financial health follows us all throughout our lives. From our first job to our last, we worry about how much we are making and how long it’s going to last. This concern doesn’t disappear with age but can actually worsen, especially for those living on a fixed income. This stress can, in fact, imbue daily living and even our physical health. Here are a few examples of how our bodies are affected by consistent financial anxiety.
- Headaches
- Insomnia
- Chest pain and rapid heartbeats
- Low energy
- Susceptibility to colds and infections
- Loss of desire
- Upset stomachs
- Lethargy
We’ll start with the bad news first. These physical symptoms can exacerbate financial stress with potential doctor’s visits and therapies. Our bodies and minds are in a delicate equilibrium and our emotions and our health go hand-in-hand.
Now for the good news. There are more ways to handle this type of stress than there are symptoms. Human beings were designed to embrace change and transitioning into retirement or a fixed income with Social Security Benefits is no different. When preparing for this stage in life, take these steps to reduce and eliminate anxiety.
Develop and Invest in Your Support System
It’s possible this is already in place, but for some, relationships fall by the wayside during our careers. With more time available, it’s important to reach out to loved ones and strengthen ties.
Create a Routine
Setting up a new schedule will help in budgeting, mindfulness, and staving off possible boredom. Creating a routine can breathe new life into free time and help set goals, both financial and otherwise
Stay Active
Even if it means creating a fitness regime for the first time, getting the heart rate up (in a healthy way) is an excellent way to manage stress and is often completely free. Take a job through the local park and or get set up with a senior discount at the local gym.
This new phase in life comes with many hurdles and while it will often feel overwhelming, there are many ways to find peace in the situation.